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Townebank offers everything from simple savings accounts to longer term options like cds and iras. Cds today offer up to 4.30% apy This rate is typically higher than savings, checking, or money market accounts

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A cd is a savings option that allows you to deposit funds in an account for a certain amount of time Cds are known for their safety and higher interest rates than regular savings accounts and are a popular choice for those who want to grow their savings Cds can be used for various financial goals, whether you're saving for a major purchase, building your emergency fund, or planning for. Annual percentage yield ('apy') accurate as of 11/6/25 & assumes funds remain on deposit until maturity

At maturity, cd specials automatically renew into a cd with a different term at our standard interest rate and apy in effect on the maturity date, as stated in your truth in savings disclosure provided at account opening. Cd rates from online banks are commonly twice as high as the national average rates Cd ladders let you leverage high rates without locking.