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Independent private health insurance information from the commonwealth ombudsman. Under medicare you can be treated as a public patient in a public hospital, at no charge. To allow for simpler comparison of health insurance products all australian health insurers are required by law to provide details of each of their products to the private health insurance ombudsman.
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This website aims to answer your questions about private health insurance by explaining how it works, and who and what is covered Most australian residents are eligible for medicare You can also compare policies from different health insurers to help you to choose a private health insurance policy that is right for you.
A private health information statement (phis) summarises your policy and is sent to you once a year by your insurer
You can enter the policy id from the phis or enter the name of your insurer to start finding your policy. The following is a list of registered health insurers Policies are sometimes sold using secondary brand names or by another company If your insurer isn’t in this list, try entering a name in the search box below to locate the registered insurer.
Every policy available for sale in australia is summarised on this website in the form of a private health information statement (phis) to make it easier to compare policies. Most australians with private health insurance currently receive a rebate from the australian government to help cover the cost of their premiums If you are from a country with a reciprocal healthcare agreement with australia, and you earn over the surcharge threshold, then you can avoid the surcharge by purchasing an approved hospital insurance policy. You can purchase cover for visitors to australia from some health insurers and some general insurers based in australia
You can also opt to be covered by insurance policies issued in other countries.
What is covered by medicare Medicare is the basis of australia's health care system and covers many health care costs
