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As a first time home buyer and a first generation home buyer, i was absolutely lost when it came to the purchase of my first home They’re amazing, for us a great rate, answered the phone at all times day/night/weekends, and worked crazy fast — but i would’ve never found him via google. Like many other clueless individuals, i turned to google to begin my mortgage lender search

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Of course, from the first moment i searched the web, rocket mortgage has flooded me with targeted ads To them, they want to use their brand to increase margins. So, i caved and went through their pre approval

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Difference between rocket mortgage and a good, local mortgage lender is that we’re gonna remind you about those updated docs we need the very last minute and keep you in the fold.

I am currently under contract with a closing date at the end of october Rocket gave me the best rates (conventional, 6.75% using a 1pt buydown) and similar closing costs to the other guys. I thought about using rocket mortgage but ended up preapproved with sofi, local lender and wells fargo, ended up going withe wells fargo as they offered the best deal. Can get you a lower rate with rocket mortgage than what you can get working directly with them.

Fyi rocket mortgage has a dedicated relocation team that only deal with people moving using a relocation package from their employer Your loan will get much more attention than their general population. Rocket mortgage is a reputable online lender, but they may not be the best option for an fha buyer $5k is a good start for closing costs, but make sure you factor in other upfront.

While i'd love to save on mortgage interest, i'm wondering what the catch or motivation is for rocket mortgage

Is this a loyalty program to prevent me from refinancing with a competitor It doesn't feel scammy, but why would they bother with this refi so soon after closing on the first mortgage? Rocket mortgage is a great lender but they charge really high rates through their direct to consumer channel